- Created by writer, last modified on 02. Apr 2024
About easyCredit
General information about easyCredit
Since 2003 TeamBank AG is a member of the Genossenschaftliche FinanzGruppe and with its product easyCredit the expert for hire purchase of the Volksbanken Raiffeisenbanken. Under the name ratenkauf by easyCredit the TeamBank AG offers a hire purchase solution which combines a simple and consistently designed fire purchase function for E-Commerce and Point of Sale (PoS).
The customer needs only a few to get his ratenkauf by easyCredit: select article, calculate preferred rate, enter personal data and pay. All without paperworks, with immediate confirmation and full flexibility during the period. Simple and fair hire purchase with ratenkauf by easyCredit.
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Info | EasyCredit is a provider of hire purchase and purchase on invoice in Germany. After the customer is forwarded to easyCredit they undertake the calculation of all possible installments. |
Type | Payments by Invoice and Installments EN |
Further information can be found on the webpage of easyCredit (https://www.easycredit.de/).
Process flow chart
easyCredit process flow
interface
easyCredit purchase on invoice and hire purchase
In order to initialise an installment payment with easyCredit via a form, go to the following URL:
https://paymentpage.axepta.bnpparibas/easyCredit.aspx
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by . Additionally this parameter has to be passed in plain language too. |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Amount | n..10 | M | Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€. | Betrag in der kleinsten Währungseinheit (z.B. EUR Cent). Bitte wenden Sie sich an den Helpdesk, wenn Sie Beträge < 100 (kleinste Währungseinheit) buchen möchten. Der Minimal- und Maximalbetrag bei easyCredit sind 200-5000 €. |
Key | Format | CND | Description |
---|---|---|---|
Currency | a3 | M | Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Term | n..2 | O | Duration in months. If applicable here the duration can be preset with a value the customer has already selected for the example calculation. | Laufzeit in Monaten. Hier kann ggf. eine vom Kunden bereits in der Beispielrechnung gewählte Laufzeit vorbelegt werden. |
EventToken | enum | M | Defines the request to be made at easyCredit: <INT> for initialising the transaction | Definiert die bei easyCredit auszuführende Anfrage: <INT> zur Initialisierung eines Vorgangs |
Key | Format | CND | Description |
---|---|---|---|
URLSuccess | ans..256 | M | Complete URL which calls up if payment has been successful. The URL may be called up only via port 443. This URL may not contain parameters: In order to exchange values between and shop, please use the parameter UserData. Common notes:
|
Key | Format | CND | Description |
---|---|---|---|
URLFailure | ans..256 | M | Complete URL which calls up if payment has been unsuccessful. The URL may be called up only via port 443. This URL may not contain parameters: In order to exchange values between and shop, please use the parameter UserData. Common notes:
|
Key | Format | CND | Description |
---|---|---|---|
Response | a7 | O | Status response sent by to URLSuccess and URLFailure, should be encrypted. For this purpose, transmit Response=encrypt parameter. |
Key | Format | CND | Description |
---|---|---|---|
URLNotify | ans..256 | M | Complete URL which calls up in order to notify the shop about the payment result. The URL may be called up only via port 443. It may not contain parameters: Use the UserData parameter instead. Common notes:
|
Key | Format | CND | Description |
---|---|---|---|
UserData | ans..1024 | O | If specified at request, forwards the parameter with the payment result to the shop. |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Key | Format | CND | Personal details Notice: If personal details are submitted then this group must be transferred completely. | Personendaten Hinweis: Werden Personendaten angegeben, so sind diese als Gruppe vollständig zu übermitteln. |
Salutation | a..15 | C | Salutation MR or MRS | Anrede HERR oder FRAU |
FirstName | ans..50 | C | First name | Vorname |
LastName | ans..50 | C | Last name | Nachname |
DateOfBirth | dttm | C | Date of birth in the format YYYY-MM-DD | Geburtsdatum im Format JJJJ-MM-TT |
Key | Format | CND | Occupation data Notice: If occupation data are submitted then this group must be transferred completely. | Beschäftigungsdaten Hinweis: Werden Beschäftigungsdaten angegeben, so sind diese als Gruppe vollständig zu übermitteln. |
Employment | enum | C | Occupation of the customer. Possible entries are: <ANGESTELLTER> <ANGESTELLTER_OEFFENTLICHER_DIENST> <ARBEITER> <BEAMTER> <RENTNER> <SELBSTAENDIGER> <ARBEITSLOSER> <SONSTIGES> | Beschäftigung des Kunden. Mögliche Werte sind: <ANGESTELLTER> <ANGESTELLTER_OEFFENTLICHER_DIENST> <ARBEITER> <BEAMTER> <RENTNER> <SELBSTAENDIGER> <ARBEITSLOSER> <SONSTIGES> |
MonthlyNetIncome | n..12 | C | Monthly net income of the customer in the smallest currency unit (e.g. EUR Cent). | Monatliches Nettoeinkommen des Kunden in der kleinsten Währungseinheit (z.B. EUR Cent) |
Key | Format | CND | Invoicing address Notice: If an invoicing address is given, then this must be transferred completely. | Rechnungsadresse Hinweis: Wird eine Rechnungsadresse angegeben, so muss diese vollständig übermittelt werden. |
bdStreet | a..50 | C | Street | Straße |
bdStreetNr | ans..5 | C | Street number | Hausnummer |
bdAddressAddition | a..50 | C | Address c/o | Adresszusatz |
bdZip | n5 | C | Postcode | Postleitzahl |
bdCity | ans..50 | C | Town | Stadt |
bdCountryCode | a2 | C | Country code for the invoicing address, 2 characters according to ISO 3166 Presently only DE is allowed. | Ländercode in der Rechnungsadresse gemäß ISO 3166, zweistellig. Derzeit ist nur DE erlaubt. |
Key | Format | CND | Delivery address Notice: If an delivery address is given, then this must be transferred completely. | Lieferadresse Hinweis: Wird eine Lieferadresse angegeben, so muss diese vollständig übermittelt werden. |
PackingStation | an..30 | O | Packing station | Packstation |
sdStreet | a..50 | C | Street | Straße |
sdStreetNr | ans..5 | C | Street number | Hausnummer |
sdAddressAddition | a..50 | C | Address c/o | Adresszusatz |
sdZip | n5 | C | Postcode | Postleitzahl |
sdCity | ans..50 | C | Town | Stadt |
sdCountryCode | a2 | C | Country code for the delivery address, 2 characters according to ISO 3166 Presently only DE is allowed. | Ländercode in der Lieferdresse gemäß ISO 3166, zweistellig. Derzeit ist nur DE erlaubt. |
Key | Format | CND | Contact data | Kontaktdaten |
ans..50 | O | Email address of the customer | E-Mail-Adresse des Kunden | |
MobileNr | ans..50 | O | Customer’s mobile telephone number | Mobiltelefonnummer des Kunden |
Key | Format | CND | Bank data | Bankdaten |
IBAN | ans..34 | O | Customer's IBAN | IBAN des Kunden |
BIC | an..11 | O | Customer’s BIC | BIC des Kunden |
Key | Format | CND | Further customer data | Weitere Kundendaten |
Phone | ans..15 | O | Customer’s phone number | Telefonnummer des Kunden |
Title | enum | O | Title of the customer. Possible entries are: <PROFDR> for Prof. Dr. <DR> for Dr. <PROF> for Prof. <DRDR> for Dr. Dr. | Titel des Kunden. Mögliche Werte sind: <PROFDR> für Prof. Dr. <DR> für Dr. <PROF> für Prof. <DRDR> für Dr. Dr. |
MaidenName | ans..50 | O | Maiden name | Geburtsname |
PlaceOfBirth | ans..50 | O | Place of birth | Geburtsort |
Key | Format | CND | Risk-relevant data | Risikorelevante Daten |
CustomerStatus | enum | O | Customer's status at the webshop. Possible entries are: <NEUKUNDE> <BESTANDSKUNDE> <PREMIUMKUNDE> | Status des Kunden beim Webshop. Mögliche Werte sind: <NEUKUNDE> <BESTANDSKUNDE> <PREMIUMKUNDE> |
CustomerSince | dttm | O | Start of customer relation at the webshop in the format YYYY-MM-DD | Beginn der Kundenbeziehung beim Webshop im Format JJJJ-MM-TT |
CustomerLoggedIn | enum | O | Flag if order is made from a registered customer with login or from a guest: <YES> Customer was logged in <NO> Customer has ordered as a guest | Flag, ob die Bestellung als registrierter Kunde mit Login oder als Gast erfolgt: <YES> Kunde war eingeloggt <NO> Kunde hat als Gast bestellt |
NumberArticles | n..5 | O | Number or articles within basket | Anzahl der Produkte im Warenkorb |
NumberOrders | n..10 | O | Number of previous orders within the webshop | Anzahl der bisherigen Bestellungen im Webshop |
NegativePaymentInfo | enum | O | Negative payment information about the customer. Possible entries are: <KEINE_ZAHLUNGSSTOERUNGEN> <ZAHLUNGSVERZOEGERUNG> <ZAHLUNGSAUSFALL> <KEINE_INFORMATION> | Negative Zahlungsinformationen zu dem Kunden. Mögliche Werte sind: <KEINE_ZAHLUNGSSTOERUNGEN> <ZAHLUNGSVERZOEGERUNG> <ZAHLUNGSAUSFALL> <KEINE_INFORMATION> |
RiskArticles | enum | O | Merchant's assessment if there is a solvency crucial article within the basket. Possible entries are: <YES> There is a solvency crucial article within the basket <NO> There is no solvency crucial article within the basket | Einschätzung des Händlers, ob sich im Warenkorb mindestens ein bonitätskritischer Artikel befindet. Mögliche Werte sind: <YES> Es befindet sich ein bonitätskritischer Artikel im Warenkorb <NO> Es befindet sich kein bonitätskritischer Artikel im Warenkorb |
Key | Format | CND | Article list | Artikelliste |
ArticleList | ans..1024 | O | Basket information (incl. article numbers) for the articles ordered with hire purchase. These date can have some influence on the credit decision. The article list must be created in JSON format. Example: Afterwards the article list created in JSON format must be Base64 encoded. | Warenkorbinformationen (inkl. Artikelnummern), zu den im Rahmen eines Ratenkaufs bestellten Artikeln. Diese Daten können in die Kreditentscheidung mit einfließen. Die Artikelliste muss im JSON-Format erstellt werden. Beispiel: Anschließend muss die im JSON-Format erstellte Artikelliste Base64 encodiert werden. |
Parameters for easyCredit payments
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
XID | an32 | M | ID for all single transactions (authorisation, capture, credit note) for one payment assigned by |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Status | a..50 | M | AUTHORIZE_REQUEST (URLSuccess) and FAILED (URLFailure) | AUTHORIZE_REQUEST (URLSuccess) und FAILED (URLFailure) |
Key | Format | CND | Description |
---|---|---|---|
Description | ans..1024 | M | Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis! |
Key | Format | CND | Description |
---|---|---|---|
Code | n8 | M | Error code according to Response Codes (A4 Response codes) |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description |
---|---|---|---|
UserData | ans..1024 | O | If specified at request, forwards the parameter with the payment result to the shop. |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
CodeExt | ans..1024 | O | Error code from easyCredit, if agreed with | Fehlercode von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
ErrorText | ans..1024 | O | Error text from easyCredit, if agreed with | Fehlertext von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
Response parameters for URLSuccess and URLFailure with easyCredit
Retrieve information about payment by installments
In order to retrieve the data for decision, general transaction as well as financing data in case of e successfully established payment by installments via a server to server connection with easyCredit, please use the following URL:
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by . Additionally this parameter has to be passed in plain language too. |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Amount | n..10 | M | Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€. | Betrag in der kleinsten Währungseinheit (z.B. EUR Cent). Bitte wenden Sie sich an den Helpdesk, wenn Sie Beträge < 100 (kleinste Währungseinheit) buchen möchten. Der Minimal- und Maximalbetrag bei easyCredit sind 200-5000 €. |
Key | Format | CND | Description |
---|---|---|---|
Currency | a3 | M | Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
EventToken | enum | M | Defines the request to be made at easyCredit: <DEC> loads decision date for a previous initialization <PRO> loads general transaction data for a previous initialization <FIN> loads financing data for a previous initialization <GET> With this EventToken the three requests <DEC>, <PRO> and <FIN> can be triggered with one call (recommended). | Definiert die bei easyCredit auszuführende Anfrage: <DEC> Lädt die Entscheidungsdaten zu einer vorherigen Initialisierung <PRO> Lädt die allgemeinen Vorgangsdaten zu einer vorherigen Initialisierung <FIN> Lädt die Finanzierungsdaten zu einer vorherigen Initialisierung <GET> Mit diesem EventToken können die drei Anfragen <DEC>, <PRO> und <FIN> mit einem Aufruf angestoßen werden (empfehlenswert). |
Parameters for retrieving installment information from easyCredit
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
XID | an32 | M | ID for all single transactions (authorisation, capture, credit note) for one payment assigned by |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description |
---|---|---|---|
Status | a..50 | M | OK (URLSuccess) or FAILED (URLFailure) |
Key | Format | CND | Description |
---|---|---|---|
Description | ans..1024 | M | Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis! |
Key | Format | CND | Description |
---|---|---|---|
Code | n8 | M | Error code according to Response Codes (A4 Response codes) |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Decision | ans..1024 | O | Contains decision data for a previous initialization. There are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded): Notice: Important within this answer is the "decision result" below "decision". Only in case of positive „GREEN“ decided hire purchase all numbers, amounts and information connected with this hire purchase should be presented to the customer on the final confirmation page in the shop. These includes: - the duration selected by the customer (number of installments) - the repayment plan (including alternative repayment plan) - precontractual information (a link to the system hire purchase) - total amount with designated interest amounts for hire purchase All information are returned within parameters Process and Financing. | Enthält die Entscheidungsdaten zur vorherigen Initialisie-rung. Diese werden im JSON-Format und Base64-encodiert zurückgegeben. Beispiel JSON-Format (bereits Base64-decodiert): Hinweis: Wichtig in dieser Antwort ist unter „entscheidung“ das „entscheidungsergebnis“. Nur bei positiv „GRUEN“ entschiedenem Ratenkauf sind dem Kunden alle mit dem Ratenkauf verbundenen Zahlen, Beträge und Informationen auf der abschließenden Bestellbestätigung im Shop zu zeigen. Hierzu gehören: - Die vom Kunden gewählte Laufzeit (Anzahl der Raten) - Der Tilgungsplan (inklusive alternativem Tilgungsplan) - Vorvertragliche Informationen (als Link auf das System Ratenkauf) - Gesamtsumme mit den ausgewiesenen Zinsen für die Ratenzahlung Alle Informationen werden in den Parametern Process und Financing zurückgegeben. |
Process | ans..1024 | O | Contains general transaction data for a previous initialization. They are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded): | Enthält allgemeine Vorgansdaten zur vorherigen Initialisie-rung. Diese werden im JSON-Format und Base64-encodiert zurückgegeben. Beispiel JSON-Format (bereits Base64-decodiert): |
Financing | ans..1024 | O | Contains financing data for a previous initialization. They are returned in JSON format and Base64 encoded. Example JSON format (already Base64 decoded): | Enthält Finanzierungsdaten zur vorherigen Initialisierung. Diese werden im JSON-Format und Base64-encodiert zu-rückgegeben. Beispiel JSON-Format (bereits Base64-decodiert): |
CodeExt | ans..1024 | O | Error code from easyCredit, if agreed with | Fehlercode von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
ErrorText | ans..1024 | O | Error text from easyCredit, if agreed with | Fehlertext von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
Response parameters for retrieving installment information from easyCredit
Confirm hire purchase
To finally set a hire purchase with easyCredit via a Server-to-Server connection to "CONFIRMED", call the following URL:
Oops, it seems that you need to place a table or a macro generating a table within the Table Filter macro.
The table is being loaded. Please wait for a bit ...
Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by . Additionally this parameter has to be passed in plain language too. |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Amount | n..10 | M | Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€. | Betrag in der kleinsten Währungseinheit (z.B. EUR Cent). Bitte wenden Sie sich an den Helpdesk, wenn Sie Beträge < 100 (kleinste Währungseinheit) buchen möchten. Der Minimal- und Maximalbetrag bei easyCredit sind 200-5000 €. |
Key | Format | CND | Description |
---|---|---|---|
Currency | a3 | M | Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
EventToken | enum | M | Defines the request to be made at easyCredit: <CON> Changes a transaction at easyCredit from PERMITTED to status CONFIRMED. The permission may not be older than 30 minutes and the previously requested easyCredit decision must be GREEN. | Definiert die bei easyCredit auszuführende Anfrage: <CON> Setzt einen Vorgang bei easyCredit von ZUGESAGT auf den Status BESTAETIGT. Die Zusage darf nicht länger als 30 Minuten her sein und die vorher eingeholte easyCredit-Entscheidung muss GRUEN gewesen sein. |
Date | dttm | O | Date of delivery of the sold services/goods in the format YYYY-MM-DD. Hence the delivery is automatically initiated together with the confirmation. Notice: For automatic delivery execution the merchant must be configured accordingly at . Please contact in this case. | Datum, an dem die verkaufte Leistung/Ware geliefert wurde im Format JJJJ-MM-TT. Die Lieferung wird somit automatisch zusammen mit der Bestätigung angestoßen. Hinweis: Für das automatische Ausführen der Lieferung muss der Händler korrekt bei The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro konfiguriert sein. Bitte wenden Sie sich Hierzu an den The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro. |
Parameters for confirming a hire purchase with easyCredit
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
XID | an32 | M | ID for all single transactions (authorisation, capture, credit note) for one payment assigned by |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description |
---|---|---|---|
Status | a..50 | M | OK (URLSuccess) or FAILED (URLFailure) |
Key | Format | CND | Description |
---|---|---|---|
Description | ans..1024 | M | Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis! |
Key | Format | CND | Description |
---|---|---|---|
Code | n8 | M | Error code according to Response Codes (A4 Response codes) |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
CodeExt | ans..1024 | O | Error code from easyCredit, if agreed with | Fehlercode von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
ErrorText | ans..1024 | O | Error text from easyCredit, if agreed with | Fehlertext von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
Response parameters for confirming a hire purchase with easyCredit
Capture (notify a delivery)
To manually notify the delivery to easyCredit via a Server-to-Server connection, call the following URL:
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The table is being loaded. Please wait for a bit ...
Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by . Additionally this parameter has to be passed in plain language too. |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Amount | n..10 | M | Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€. | Betrag in der kleinsten Währungseinheit (z.B. EUR Cent). Bitte wenden Sie sich an den Helpdesk, wenn Sie Beträge < 100 (kleinste Währungseinheit) buchen möchten. Der Minimal- und Maximalbetrag bei easyCredit sind 200-5000 €. |
Key | Format | CND | Description |
---|---|---|---|
Currency | a3 | M | Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Date | dttm | O | Date of delivery of the sold services/goods in the format YYYY-MM-DD. The delivery is initiated separately from the confirmation. Notice: For manual delivery execution the merchant must be configured accordingly at . This can be overridden also with the parameter Capture. Please contact in this case. | Datum, an dem die verkaufte Leistung/Ware geliefert wurde. im Format JJJJ-MM-TT. Die Lieferung wird separat von der Bestätigung angestoßen. Hinweis: Für das manuelle Ausführen der Lieferung muss der Händler korrekt bei The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro konfiguriert sein. Das kann auch mit dem Parameter Capture übersteuert werden. Wenden Sie sich hierzu bitte an den The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro. |
Key | Format | CND | Description | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Capture | an..6 | O | Determines the type and time of capture.
|
Key | Format | CND | Description |
---|---|---|---|
ReqId | ans..32 | O | To avoid double payments / actions, enter an alphanumeric value which identifies your transaction and may be assigned only once. If the transaction / action is submitted again with the same ReqID, will not carry out the payment or new action, but will just return the status of the original transaction / action. Please note that the must have a finalized transaction status for the first initial action. Submissions with identical ReqID for an open status will be processed regularly. |
Parameters for capturing a hire purchase with easyCredit
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
XID | an32 | M | ID for all single transactions (authorisation, capture, credit note) for one payment assigned by |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description |
---|---|---|---|
Status | a..50 | M | OK (URLSuccess) or FAILED (URLFailure) |
Key | Format | CND | Description |
---|---|---|---|
Description | ans..1024 | M | Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis! |
Key | Format | CND | Description |
---|---|---|---|
Code | n8 | M | Error code according to Response Codes (A4 Response codes) |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
CodeExt | ans..1024 | O | Error code from easyCredit, if agreed with | Fehlercode von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
ErrorText | ans..1024 | O | Error text from easyCredit, if agreed with | Fehlertext von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
Response parameters for capturing a hire purchase with easyCredit
Credit (notify a reversed transaction)
To notify a reversed transaction to easyCredit via a Server-to-Server connection, call the following URL:
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by . Additionally this parameter has to be passed in plain language too. |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Amount | n..10 | M | Amount in the smallest currency unit (e.g. EUR Cent) Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit). The minimum and maximal value for easyCredit is 200-5000€. | Betrag in der kleinsten Währungseinheit (z.B. EUR Cent). Bitte wenden Sie sich an den Helpdesk, wenn Sie Beträge < 100 (kleinste Währungseinheit) buchen möchten. Der Minimal- und Maximalbetrag bei easyCredit sind 200-5000 €. |
Key | Format | CND | Description |
---|---|---|---|
Currency | a3 | M | Currency, three digits DIN / ISO 4217, e.g. EUR, USD, GBP. Please find an overview here: Currency table |
Key | Format | CND | Description |
---|---|---|---|
an64 | M | Hash Message Authentication Code (HMAC) with SHA-256 algorithm. Details can be found here: |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
Date | dttm | M | Date the merchant received the reversed transaction in the format YYYY-MM-DD | Datum, zu dem die Rückabwicklung vom Händler entgegengenommen wurde im Format JJJJ-MM-TT |
Reason | enum | M | Reason for the reversed transaction. Possible entries are: <WIDERRUF_VOLLSTAENDIG> <WIDERRUF_TEILWEISE> <RUECKGABE_GARANTIE_GEWAEHRLEISTUNG> <MINDERUNG_GARANTIE_GEWAEHRLEISTUNG> | Grund für die Rückabwicklung. Mögliche Werte sind: <WIDERRUF_VOLLSTAENDIG> <WIDERRUF_TEILWEISE> <RUECKGABE_GARANTIE_GEWAEHRLEISTUNG> <MINDERUNG_GARANTIE_GEWAEHRLEISTUNG> |
Key | Format | CND | Description |
---|---|---|---|
ReqId | ans..32 | O | To avoid double payments / actions, enter an alphanumeric value which identifies your transaction and may be assigned only once. If the transaction / action is submitted again with the same ReqID, will not carry out the payment or new action, but will just return the status of the original transaction / action. Please note that the must have a finalized transaction status for the first initial action. Submissions with identical ReqID for an open status will be processed regularly. |
Parameters for reverse of a hire purchase with easyCredit
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Key | Format | CND | Description |
---|---|---|---|
ans..30 | M | MerchantID, assigned by |
Key | Format | CND | Description |
---|---|---|---|
PayID | an32 | M | ID assigned by for the payment, e.g. for referencing in batch files as well as for capture or credit request. |
Key | Format | CND | Description |
---|---|---|---|
XID | an32 | M | ID for all single transactions (authorisation, capture, credit note) for one payment assigned by |
Key | Format | CND | Description |
---|---|---|---|
TransID | ans..64 | M | TransactionID provided by you which should be unique for each payment |
Key | Format | CND | Description |
---|---|---|---|
refnr | ans..30 | O | Merchant’s unique reference number The format depends on the available paymethods for your MerchantId. Please choose your format in that way that all paymethods are covered. We recommend to use the most restrictive format for this parameter (AN12 - M) and create unique RefNr. Additional information : Data reconciliation : Key Data |
Key | Format | CND | Description |
---|---|---|---|
Status | a..50 | M | OK (URLSuccess) or FAILED (URLFailure) |
Key | Format | CND | Description |
---|---|---|---|
Description | ans..1024 | M | Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the transaction status analysis! |
Key | Format | CND | Description |
---|---|---|---|
Code | n8 | M | Error code according to Response Codes (A4 Response codes) |
Key | Format | CND | Description | Beschreibung |
---|---|---|---|---|
CodeExt | ans..1024 | O | Error code from easyCredit, if agreed with | Fehlercode von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
ErrorText | ans..1024 | O | Error text from easyCredit, if agreed with | Fehlertext von easyCredit, wenn mit The page DE:Wording was not found -- Please check/update the page name used in the MultiExcerpt-Include macro abgesprochen |
Response parameters for reverse of a hire purchase with easyCredit