Peter Posse

Original version

Cards

CB, Visa, Mastercard, AMEX CAPN

BNP Paribas

Alternatives

Amazon Pay

Amazon

PayPal

PayPal

Alipay

Wechat

Union Pay International (UPI)

Paysafecard

SEPA Direct Debit (SDD)

MyBank

Giropay

Klarna Sofort

TrustPay

Bancontact

iDeal

EPS

Przelewy24 (P24)

Multibanco

Finnish ebanking

Zimpler

FPX MyClear

RHB Bank

eNets

POLi Payments

AstroPay direct

Boleto Bancario

PPRO

Notice: In case of Bancontact via PPRO also failed payments will be reported in the Settlement file, so that the merchant can account for the transaction fee = 0.22€. With following characteristics the merchant can recognize a failed payment: Faulty transactions are returned always with Transaction Date = 01.01.1970 01:00:00 and additional "Amount Capture" mit the value „0“. In this case the merchant only can account for the transaction fee (fixed_fee=0,22).

a

Alphabetic characters A-Z, a-z

n

Numeric digits, 0-9

an

Alphanumeric characters A-Z, a-z, 0-9

ans

Alphanumeric and special characters

ns

Numeric and special characters

3

Fixed length data element of 3 characters

..17

Variable length data element up to a maximum of 3 characters. The minimum length is defined by the specific requirements of the data element itself, but shall be at least 1 character.

tstp

Timestamp, format: <DD.MM.YYYY hh:mm:ss>

ACQUIRER_FEE

Charges for the services of Acquirer.

AUTHORIZATION_AMOUNT

Authorized amount in smallest unit of transaction currency.

CAPTURE_DATE

The date and time a transaction has been accepted by the acquirer / payment scheme for settlement, <DD.MM.YYYY hh:mm:ss>. If the time is not given it will be set to ‘00:00:00’

COUNTER

Enumerator to ensure unique file names (left justified zero filled).

CUSTOMER_INFO

Constructed field encompassing specific customer related information depending on the payment method. Sub-fields are divided by ‘#’ (U+0023) (Number Sign).

EXTENDED_INFO

Constructed field encompassing additional information that is available depending on the payment method. Sub-fields are divided by ‘#’ (U+0023) (Number Sign).

FILE_CREATION_DATE

Date the Settlement File was created, <DDMMYYYY>.

INTERCHANGE_FEE

Fees charged by the card issuer.

MERCHANT_ID

BNP merchant identification

ORDER_DESCRIPTION

A description of the order the payment relates to.

PAYMENT_CREATION_DATE

Date and time the payment has been created, <DD.MM.YYYY hh:mm:ss>.

PROCESSING_FEE

Charges for the services of Processors (PSP, Gateway, Network Operator).

RECORD_COUNT

Total number of rows in detailed records section.

RECORD_TYPE

Header record

Identifies the respective entry as header record, value ‘100’.

Detail record

Identifier that specifies the payment method and type of account ledger entry (e.g. debit and credit). Charges to customers are indicated as debits and payments to customers as credits.

Totals record

Identifies the respective entry as totals record, value ‘900’.

REFERENCE_NUMBER

The Reference Number is a unique string submitted by the merchant in order to identify a payment (e.g. invoice number, ticket number etc.). It usually gets forwarded to the payment scheme and is echoed in the clearing records / reports so that it can be matched with submitted transactions.

SCHEME_FEE

Fee charged by the card organization.

STATUS

The status of the payment, currently always ‘OK’.

TOTAL_AMOUNT

Sum of all transaction amounts (credits are also summed up to the total amount) in the detailed record section in the smallest unit of transaction currency.

TRANSACTION_AMOUNT

The amount that has been processed by the payment scheme in smallest unit of the transaction currency.

TRANSACTION_CURRENCY

Refers to the three-letter ISO 4217 currency code of the currency in which the transaction was processed.

TRANSACTION_ID

Unique reference submitted by the merchant in order to recognize a payment for an order. It might be shared across a sequence of related transactions (requests) that constitute a payment (e.g. authorization, capture, credit, etc).

1

MERCHANT_ID

an..20

ACME01

2

FILE_CREATION_DATE

N8

20201014

3

COUNTER

N3

001

1

RECORD_TYPE

N3

100

2

MERCHANT_ID

An..30

ACME01

3

DATE

N8

20200424

4

VERSION

An..4

1.0

1

RECORD_TYPE

N3

510

2

MERCHANT_ID

An..20

ACME01

3

TRANSACTION_ID

An..64

890_XUoqyBWuGw

4

TRANSACTION_CURRENCY

A3

EUR

5

AUTHORIZATION_AMOUNT

N..12

789

6

TRANSACTION_AMOUNT

N..12

700

7

PAYMENT_CREATION_DATE

Tstp

20.04.2020 14:18:23

8

STATUS

An..

OK

9

REFERENCE

An..30

qArxtOE4w3FsSX5

10

CUSTOMER_INFO

Ans..160

4111xxxxxxxx9996#VISA

11

CAPTURE_DATE

Tstp

24.04.2020 00:00:00

12

ORDER_DESCRIPTION

Ans..384

Monthly subscription fee to ACME TV

13

EXTENDED_INFO

Ans..20

1.875#EUR

14

INTERCHANGE_FEE

Ans..20

1.875#13#EUR

15

SCHEME_FEE

Ans..20

1.875#13#EUR

16

ACQUIRER_FEE

Ans..20

1.875#13#EUR

17

PROCESSING_FEE

Ans..20

1.875#13#EUR

1

RECORD_TYPE

N3

900

2

RECORD_COUNT

N..5

36

3

TOTAL_AMOUNT

N..12

798960

[Customer_Name]#
[Customer_E-Mail]

CARD

Masked card number or card token and card brand:
[0000xxxxxxxx0000]#
[Brand]

4111xxxxxxxx9996#
Visa

[Account_Holder]#
[Account_Number]#
[Bank_ Code]#
[Bank]

or

[Account_Holder]#
[IBAN]#
[BIC]#
[Bank]

or

[IBAN]# '
[BIC]

John Doe#
10602437#
205950#
Barclays

or

John Doe#
GB58BARC20595010602437#
BARCGB22#
Barclays

or

GB58BARC20595010602437#
BARCGB22

[Account_Holder]#
[IBAN]#
[BIC]#
[Bank]

John Doe#
NL12RABO0388375809#
RABONL2U#
Rabobank

[OCR_No]#
[Invoice_No]

1834143680436#
519072450221831988

PAYPAL

[Payer_ID]#
[Payer]

A59XV256BZ#
john.doe@gmx.de

PPRO

Credit

[Acc_Holder]#
[Acc_Number]#
[Bank_Code]#

[Bank_Name]#
[BIC]#
[IBAN]

Chargeback

[Acc_Holder]#

[BIC]#

[IBAN]

John Doe#

#
RABONL2U#
Rabobank#
RABONL2U#
NL30RABO0205970948

John Doe#

RABONL2U#
NL30RABO0205970948

[SellerOrderId]#
[SellerReferenceId]#
[AmazonOrderReferenceId]#
[AmazonTransactionId]#
[TotalTransactionFee]

CARD[1]

[Merchant_Discount_Rate]#
[Merchant_Discount]
[Currency]

CHARGEBACK

[ARN]#
[Reason_Code]#
[Status]

RETRIEVAL REQUEST

[ARN]#
[Reason_Code]#
[Status]

TC40/SAFE

[ARN]#
[Code]#

1.875#
1.95#
EUR

74527646319021051645048#
0350#
MI1

74527646319021051645048#
0350#
MI1

74627546887030655470117#
6

[PmtInfId]

or

[Mandate_ID]#[IP address]

Chargeback [6]

[reasonCode]#[trigger]#[token]

reasonCode -

• 4 digit SEPA reason code

trigger -

• “CHB” = Chargeback
• “B1”..”B3” = CB after 1st, 2nd or 3rd retry

token -

• ACT - CB was initiated by the customer
• RFND - CB was initiated by the merchant
• FRM - format error
• NSF - no sufficient

5e736c2d718843149b71e3439b292dfe

reasonCode=MD17#trigger=CHB#token=NSF

NL#
[IP address]

NL#
82.151.44.149

[Customer_ID]#
[Country]#
[Mandate_ID]#
[IP address]

9139795844#
DE#
9135762874-203185592#
78.49.133.9

PAYPAL

[Merchant_Discount]#
[Currency]#
[Transaction_Type (credit / debit)]

203#
EUR#
CR

PPRO

Credit

[Channel]#
[TAG]#
[Country]#
[Selling_Point]#
fixed_fee=[FIXED_FEE_AMOUNT]#
fixed_fee_currency=[FIXED_FEE_CURRENCY]#
external_fee=[EXTERNAL_FEE_AMOUNT]#
external_fee_currency=[EXTERNAL_FEE_CURRENCY]#
minimum_discount_fee=[MINIMUM_DISCOUNT_FEE_AMOUNT]#
discount_rate=[DISCOUNT_RATE]

Channel   :     From payment scheme or provided by merchant.
This is individually handled but usually we use the value "testchannel" for test accounts and "livechannel" for live accounts.

TAG     :        Depends on payment scheme provided by paygate (has to be arranged with PPRO).
This is individually handled. The most current list will get distributed during the integration process.

Country  :    Parameter AddrCountryCode provided in merchant request.
·         GiropayPP
·         iDEALPP
·         SEPAPP
·         SofortPP

SellingPoint : Provided by merchant.

Chargeback

[Chargeback_ID]#
[Chargeback_Reason_Code]#
[Chargeback_RefNu

livechannel#
iDEALPP#
NL#
T63542
fixed_fee=0.45#
fixed_fee_currency=EUR#
external_fee=0.00#
external_fee_currency=EUR#
minimum_discount_fee=0.00#
discount_rate=0

1055329#
MD06#
15072617000095/OCMT/EUR26,49/CHGS/EUR4,20