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Description

This feature allows you to check the validity of a card by performing a 0 euro authorization.


Prerequisites

  • You offer your customers payment by credit card

  • In this scenario, you only want to validate the customer's credit card

  • You use the pseudo card number to store and reuse the card data

  • IMPORTANT: Currently and in the future, schemes/card brands want to prevent merchants from carrying out card data validations with a minimum amount (e.g. 1 cent authorization). Therefore, BNP Payment platform offers you the corresponding "ZeroValueAuthentication". This is controlled by passing the additional parameter "AccVerify" in the encrypted data – see the example below for details.


Implementation

Axepta Online endpoints

  • Credit card form hosted by BNP Paribas  - PaySSL.aspx

  • Credit card form hosted by the merchant - PayNow.aspx - if PCI-DSS compliant


Main parameter

You need to use the parameter ACCVerify in your payment request.


Account Verification - Documentation BNP - Axepta

Non-payment authentications for Card Add - Documentation BNP - Axepta


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