KeyFormatConditionDescription
1

type

object

M

Type of credential on file payment.

2

initialPayment

boolean

M

Indicates whether a card on file transaction is the first one in a series of transactions (establishment) or a subsequent transaction.

3useCasestringOType of use case that is intended.

type


KeyFormatConditionDescription
1

recurring

object

C

Recurring payments are a series of transactions processed persuant to an agreement between a cardholder and a merchant where the cardholder purchases goods or services over a period of time through a number of separate transactions. Please note that in the context of PSD2 and SCA requirements the European Banking Authority (EBA) describes recurring payments as a series of transactions with the same amount and with the same payee.

2

unscheduled

string

C

Value indicating the party that initiates a credential on file transaction that does not occur on a fixed schedule.

Values accpeted:

  • CIT = Cutsomer Initiated Transaction

  • MIT = Merchant Initiated Transaction


KeyFormatCNDDescription
1

recurring

object

C

Recurring payments are a series of transactions processed persuant to an agreement between a cardholder and a merchant where the cardholder purchases goods or services over a period of time through a number of separate transactions. Please note that in the context of PSD2 and SCA requirements the European Banking Authority (EBA) describes recurring payments as a series of transactions with the same amount and with the same payee.

In conjunction with useCase (optional):

useCase (optional)Description
absentStandard subscription use case
fixedSubscription is fixed amount, fixed duration/frequency
2

unscheduled

string

C

Value indicating the party that initiates a credential on file transaction that does not occur on a fixed schedule.

unscheduledDescription
CITCustomer Initiated Transaction
MITMerchant Initiated Transaction

In conjunction with useCase (optional):

useCase (optional)Description
absent

Standard unscheduled use case

cofCredential On File / One-Click
ucofStandard unscheduled use case

recurring


KeyFormatConditionDescription
1

recurringFrequency

integer

M

Indicates the number of days between authorisations.

2

recurringStartDate

string

O

Determines the date of the first authorization according to the recurring mandate.

3

recurringExpiryDate

string

M

Date after which no further authorisations shall be performed.

Schema

{
    "$schema": "http://json-schema.org/draft-07/schema#",
    "$id": "https://paymentpage.axepta.bnpparibas/schemas/credentialOnFile.json",
    "title": "credentialOnFile",
    "description": "Credential-on-File Transactions",
    "type": "object",
    "properties": {
        "type": {
            "type": "object",
            "properties": {
                "recurring": {
                    "type": "object",
                    "properties": {
                        "recurringFrequency": {
                            "type": "integer",
                            "minimum": 1,
                            "maximum": 9999,
                            "description": "Indicates the minimum number of days between recurring authorizations."
                        },
                        "recurringStartDate": {
                            "type": "string",
                            "format": "full-date",
                            "description": "YYYY-MM-DD"
                        },
                        "recurringExpiryDate": {
                            "type": "string",
                            "format": "full-date",
                            "description": "YYYY-MM-DD"
                        }
                    },
                    "required": ["recurringExpiryDate", "recurringFrequency"],
                    "additionalProperties": false
                },
                "unscheduled": {
                    "type": "string",
                    "enum": ["CIT", "MIT"]         
                }
            },
            "oneOf": [
                {"required": ["recurring"]},
                {"required": ["installments"]},
                {"required": ["unscheduled"]}
            ],
            "additionalProperties": false
        },
        "initialPayment": {
            "type": "boolean"
        }
    },
    "required": ["type", "initialPayment"],
    "additionalProperties": false
}
{
  "$schema": "http://json-schema.org/draft-07/schema#",
  "$id": "https://www.computop-paygate.com/schemas/credentialOnFile.json",
  "title": "credentialOnFile",
  "description": "Credential-on-File Transactions",
  "type": "object",
  "examples": [
    {
      "type": {
        "recurring": {
          "recurringFrequency": 30,
          "recurringStartDate": "2019-09-14",
          "recurringExpiryDate": "2020-09-14"
        }
      },
      "initialPayment": true
    },
    {
      "type": {
        "unscheduled": "CIT"
      },
      "initialPayment": true
    },
    {
      "type": {
        "unscheduled": "CIT"
      },
      "initialPayment": true,
      "useCase":"cof"
    },
  ],
  "properties": {
    "type": {
      "type": "object",
      "properties": {
        "recurring": {
          "type": "object",
          "properties": {
            "recurringFrequency": {
              "type": "integer",
              "minimum": 1,
              "maximum": 9999,
              "description": "Indicates the minimum number of days between recurring authorizations."
            },
            "recurringStartDate": {
              "type": "string",
              "format": "full-date",
              "description": "YYYY-MM-DD"
            },
            "recurringExpiryDate": {
              "type": "string",
              "format": "full-date",
              "description": "Date of subscription expiry in format YYYY-MM-DD. Use 9999-12-31 if not specified."
            }
          },
          "required": [
            "recurringExpiryDate",
            "recurringFrequency"
          ],
          "additionalProperties": false
        },
        "unscheduled": {
          "type": "string",
          "enum": [
            "CIT",
            "MIT"
          ],
          "description": "CIT: Customer initiated transactions; MIT: Merchant initiated transactions."
        }
      },
      "oneOf": [
        {
          "required": [
            "recurring"
          ]
        },
        {
          "required": [
            "installments"
          ]
        },
        {
          "required": [
            "unscheduled"
          ]
        }
      ],
      "additionalProperties": false
    },
    "initialPayment": {
      "type": "boolean"
    },
    "useCase": {
        "type": "string",
        "enum" : ["cof", "ucof", "fixed"],
        "description": "Type of useCase (unscheduled: cof, ucof // recurring: fixed)"
   }
  },
  "required": [
    "type",
    "initialPayment"
  ],
  "additionalProperties": false
}

Sample Recurring

{
    "type": {
        "recurring": {
            "recurringFrequency": 30,
            "recurringStartDate": "2019-09-14",
            "recurringExpiryDate": "2020-09-14"
        }
    },
    "initialPayment": true,
    "useCase": "fixed" 
}

Sample Unscheduled CIT

{
    "type": {
        "unscheduled": "CIT"
    },
    "initialPayment": true,
  	"useCase": "ucof"   
}

Or previous implementation

{
    "type": {
        "unscheduled": "CIT"
    },
    "initialPayment": true
}


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