- To test 3-D Secure authentication, please use the card numbers and OTPs listed below to obtain any expected authentication result (combinations such as authentication/frictionless, success/failure, etc.)
- After authentication, authorization occurs.
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While your MID is in TEST-mode: - For testing 3-D Secure authentication please use the card numbers and OTPs listed below to get any expected authentication result (combinations like challenge/frictionless, successful/failed, ...)
- After authentication the authorization takes place. Here please use "
OrderDesc=Test:<nnnn>" (e.g. "OrderDesc=Test:0000" or "OrderDesc=Test:0305") to get any expected authorization result
Once your MID is in PROD-mode: - Testing of 3-D Secure authentication is not possible any more because your configuration is working with live 3-D Secure servers.
- However, "
OrderDesc=Test:<nnnn>" is still possible to simulate authorization.
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Cartes
| Visa | Visa/ Cartes Bancaires (cobadgée) | MasterCard | MasterCard/ Cartes Bancaires (cobadgée) | Bancontact (3DS manual input) | Test Scenario |
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4000012892688323 | 4972021234567891 | 5232125125401459 | 5341011234567810 | 67033790000009015 (Expiry 12/2028) | Browser challenge | 4000016435940133 | 4972021234567842 | 5232122189301469 | 5341011234567851 |
| Browser challenge | 4000012699048523 | 4972021234567883 | 5232127264637786 | 5341011234567893 |
| Browser frictionless; missing DS Transaction ID | 4000011744135012 | 4972021234567834 | 5232122741507017 | 5341011234567844 | 6060050800000009019 (Expiry 12/2028) | Not authenticated browser frictionless | 4000019966199434 | 4972021234567875 | 5232122422543299 | 5341011234567885 | 6060055600000000900 (Expiry 12/2028) | Authenticated browser frictionless | 4000015573198637 | 4972021234567826 | 5232128083944791 | 5341011234567836 |
| Browser challenge missing ACS URL | 4000017873485953 | 4972021234567867 | 5232122596907270 | 5341011234567877 |
| Authentication protocol error | 4000014730366880 | 4972021234567818 | 5232124106987982 | 5341011234567828 |
| Browser challenge; authenticated transaction; missing authentication value |
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One-time Passwords (OTPs)
For strong authentication, please confirm the one-time password with a mouse click instead of the Enter key, as otherwise the "Cancel" button is selected and the authentication is completed. |
| otpValue | transStatus | transStatusReason | ECI | authenticationValue |
|---|
1234 | Y |
| 01 | JAmi21makAifmwqo2120cjq1AAA= | 1111 | N | 01 | 01 |
| 2222 | R | 01 | 01 |
| 3333 | U | 01 | 01 |
| 6666 | Y | 01 | 01 |
| 7777 | A |
| 01 | JAmi21makAifmwqo2120cjq1AAA= | 8888 | N | 10 |
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| 9999 | N | 08 |
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| 0001 | N | 01 |
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| 0002 | N | 02 |
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| 0003 | N | 03 |
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| 0004 | N | 04 |
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| 0005 | N | 05 |
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| 0006 | N | 06 |
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| 0007 | N | 07 |
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| 0009 | N | 09 |
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| 0010 | N | 10 |
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| 0011 | N | 11 |
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transStatus
| transStatus | Description |
|---|
Y | Authentication Verification Successful |
N | Not Authenticated /Account Not Verified; Transaction denied |
U | Authentication/ Account Verification Could Not Be Performed; Technical or other problem, as indicated in ARes or RReq |
A | Attempts Processing Performed; Not Authenticated/Verified, but a proof of attempted authentication/verification is provided |
C | Challenge Required; Additional authentication is required using the CReq/CRes |
D | Challenge Required; Decoupled Authentication confirmed |
R | Authentication/ Account Verification Rejected; Issuer is rejecting authentication/verification and request that authorisation not be attempted |
I | Informational Only; 3DS Requestor challenge preference acknowledged |
transStatusReason
Please refer to 3D Secure - transStatusReason Codes (EN)
Simulation – always possible
The simulation mode is initiated by the "OrderDesc" parameter with the value "Test: <nnnn>", which also defines the result of the payment process.
The simulation mode is always available – but also requires card numbers that pass the so-called LUHN test. There is a short table below for this; You can also use real credit cards.
| Scheme | Card number | Value OrderDesc | Response | Description |
|---|
| VISA | 4111111111111111 | Test:<nnnn> | <nnnn> | see: A4 Error codes | | MasterCard | 5555555555554444 | Test:<nnnn> | <nnnn> | see: A4 Error codes |
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Testing with Bancontact - 3DS flow only (not QR code flow)
- Simulation mode needs to be activated
- Acquirer BIN : 777777
Bancontact 3DS:
Brand | PAN | Expiry Date | Test Scenario |
Bancontact | 67033790000009015 | 12/2028 | Successfuly authenticated browser challenge |
Bancontact | 6060055600000000900 | 12/2028 | Successfuly authenticated browser frictionless |
Bancontact | 6060050800000009019 | 12/2028 | Not authenticated browser frictionless |