EMV 3-D Secure / 3-D Secure 2.x

Since the "3-D Secure" option must first be configured for your payment method, please contact our beforehand.

While your MID is in TEST-mode:

  • For testing 3-D Secure authentication please use the card numbers and OTPs listed below to get any expected authentication result (combinations like challenge/frictionless, successful/failed, ...)
  • After authentication the authorization takes place. Here please use "OrderDesc=Test:<nnnn>" (e.g. "OrderDesc=Test:0000" or "OrderDesc=Test:0305") to get any expected authorization result

Once your MID is in PROD-mode:

  • Testing of 3-D Secure authentication is not possible any more because your configuration is working with live 3-D Secure servers.
  • However, "OrderDesc=Test:<nnnn>" is still possible to simulate authorization.


Card Numbers

VisaVisa/ Cartes Bancaires (cobadgée)MasterCardMasterCard/ Cartes Bancaires (cobadgée)AmexTest Scenario

4000012892688323

4972021234567891

5232125125401459

5341011234567810

371449635398431

Browser challenge

4000016435940133

4972021234567842

5232122189301469

5341011234567851

378282246310005

Browser challenge

4000012699048523

4972021234567883

5232127264637786

5341011234567893


Browser frictionless; missing DS Transaction ID

4000011744135012

4972021234567834

5232122741507017

5341011234567844


Not authenticated browser frictionless

4000019966199434

4972021234567875

5232122422543299

5341011234567885

375000000000007

Authenticated browser frictionless

4000015573198637

4972021234567826

5232128083944791

5341011234567836


Browser challenge missing ACS URL

4000017873485953

4972021234567867

5232122596907270

5341011234567877


Authentication protocol error

4000014730366880

4972021234567818

5232124106987982

5341011234567828


Browser challenge; authenticated transaction; missing authentication value

One-time Passwords (OTPs)

En cas d'authentification forte, veuillez confirmer le mot de passe à usage unique avec un clic de souris au lieu de la touche Entrée, car sinon le bouton "Annuler" est sélectionné et l'authentification est terminée.


otpValuetransStatustransStatusReasonECIauthenticationValue

1234

Y


01

JAmi21makAifmwqo2120cjq1AAA=

1111

N

01

01


2222

R

01

01


3333

U

01

01


6666

Y

01

01


7777

A


01

JAmi21makAifmwqo2120cjq1AAA=

8888

N

10



9999

N

08



0001

N

01



0002

N

02



0003

N

03



0004

N

04



0005

N

05



0006

N

06



0007

N

07



0009

N

09



0010

N

10



0011

N

11



transStatus

transStatusDescriptionBeschreibung

Y

Authentication Verification Successful

Authentisierungs-Verifizierung erfolgreich

N

Not Authenticated /Account Not Verified; Transaction denied

Nicht authentisiert /Konto nicht verifiziert; Transaktion abgelehnt

U

Authentication/ Account Verification Could Not Be Performed; Technical or other problem, as indicated in ARes or RReq

Authentisierung/ Konto-Verifizierung konnte nicht ausgeführt werden; technisches oder anderes Problem, wie in ARes oder RReq angegeben

A

Attempts Processing Performed; Not Authenticated/Verified, but a proof of attempted authentication/verification is provided

Verarbeitung der Versuche ausgeführt; Nicht authentisiert/verifiziert, aber Nachweis der versuchten Authentisierung/Verifizierung ist bereitgestellt

C

Challenge Required; Additional authentication is required using the CReq/CRes

Challenge erforderlich; zusätzliche Authentisierung mittels CReq/CRes ist erforderlich

D

Challenge Required; Decoupled Authentication confirmed

Challenge erforderlich; entkoppelte Authentisierung bestätigt

R

Authentication/ Account Verification Rejected; Issuer is rejecting authentication/verification and request that authorisation not be attempted

Authentisierung/ Kontoverifizierung abgelehnt; Issuer lehnt Authentisierung/Verifizierung ab und fordert, dass keine Autorisierung versucht wird

I

Informational Only; 3DS Requestor challenge preference acknowledged

Nur zur Information; 3DS Requestor Challenge-Präferenz anerkannt

transStatusReason


Simulation – always possible

The simulation mode is initiated by the "OrderDesc" parameter with the value "Test: <nnnn>", which also defines the result of the payment process.

The simulation mode is always available – but also requires card numbers that pass the so-called LUHN test. There is a short table below for this; You can also use real credit cards.

Marke / SchemeKartennummer / Card numberWert / Value OrderDescAntwort / ResponseBeschreibung / Description
VISA4111111111111111Test:<nnnn><nnnn>Siehe / see: A4 Error codes
MasterCard5555555555554444Test:<nnnn><nnnn>Siehe / see: A4 Error codes
AMEX375000000000007Test:<nnnn><nnnn>Siehe / see: A4 Error codes