Wero is a pan-European digital wallet initiative developed by EPI (European Payments Initiative), designed to provide a unified, secure, and instant payment experience across participating EU countries. Built on SEPA Instant Credit Transfer (SCT Inst) rails, Wero aims to be a direct competitor to other mobile wallets and promote cross-border, real-time payments in the euro area.
With a focus on both online and in-store use cases, Wero allows users to send and receive money instantly enhancing convenience while maintaining compliance with European regulatory standards.
Axepta BNP Paribas supports Wero payments through the following integration types:
Hosted Payment Page: Initiate Hosted Payment Page by calling Create checkout session.
Hosted forms: Initiate Hosted forms by calling Create payment with:
"paymentMethods": { "type": "WERO", "integrationType": "HOSTED" } |
If a payment needs to be voided before settlement, you can initiate a reversal using the Reverse payment endpoint.
Only unsettled Wero payments can be reversed.
If the payment was initiated with a manual capture flow (captureMethod.type=MANUAL
), you must explicitly capture the authorized amount using the Capture payment endpoint.
If the initial transaction did not include the MANUAL
capture method, the payment will be auto-captured by default.