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Table of Contents


AXEPTA Fraud prevention tools

Axepta BNP Paribas offers to merchants very advanced fraud prevention tools including :

  • Velocity checks
  • Blacklists and whitelists management


About Fraud prevention with IP tracking

General information about Fraud prevention

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supports different processes for fraud prevention. These include inquiries with credit agencies for the monitoring of the card's country of origin and payment guarantees for credit cards.

A large proportion of fraud attempts come from foreign countries.

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can check the country of origin and, in many cases the city of the IP address used. If the country of origin or the IP address of your customer is not one of your supplies countries or is not the same country as the credit card Issuer,
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can send an alert via e-mail or automatically refuse the payment.

75% of all fraud attempts are made with foreign credit cards.

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can check the card’s origin: If you enter the delivery country as a parameter,
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returns the country of origin of Visa and MasterCard issued cards and sends an e-mail if the delivery country differs from the card’s origin. You can then find out from the customer why the card’s origin differs from the delivery country to avoid fraud.
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can optionally refuse such payments immediately.


Additional parameters for Fraud prevention

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Additional parameters for calling
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interface for credit cards

Fraud prevention via IP-tracking relates to VISA and MasterCard credit cards via

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interfaces payssl.aspx, paynow.aspx and direct.aspx.

For standard integration and other special parameters for making a credit card payment via the payssl.aspx, paynow.aspx and direct.aspx interfaces, please check the credit card handbook.

Notice: By default the fraud prevention functions are not activated.

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can activate these functions for you if required.

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Table Filter
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
hidePanetrue
datepatterndd M yy
id1623141048393_-915651337
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0


Multiexcerpt
MultiExcerptNamefraud_request


Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623141048395_1702829602
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
export-pdffalse
sqlSELECT * FROM T*


Key

Format

CND

Description

Beschreibung

IPAddr

ans..15

O

IP address. If you transfer the IP address,

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can determine in which country and in which town your customer has connected with the Internet (see also IPZone). Format: 123.456.789.012

IP-Adresse. Damit kann das

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ermitteln, in welchem Land und welcher Stadt Ihr Kunde mit dem Internet verbunden ist (vgl. IPZone). Format 123.456.789.012

IPZoneans..1100O

Codes of countries from which you accept orders, 3 digits numeric according to ISO 3166-1.

Separate several countries by commas: 036,040,124. If you transmit countries in IPZone,

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checks the country of origin of your customer's IP address, whether it is included in your country list, and whether it corresponds to the country of the credit card (see below). 
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 also transmits the IP-country to your shop (see below). If the IP-country is not in your list or does not match the credit card 
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 can send a warning e-mail or refuse payments. In order to refuse particular countries (negative list) enter an exclamation mark before that country code: !036,!040,!124.

Codes der Länder, aus denen Sie Bestellungen akzeptieren, dreistellig numerisch gemäß ISO 3166-1.

Mehrere Länder durch Kommata trennen: 036,040,124. Wenn Sie Länder in IPZone übergeben, prüft das

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, aus welchem Land die IP-Adresse Ihres Kunden stammt, ob es in Ihrer Länderliste enthalten ist und ob es mit dem Land der Kreditkarte (s.u.) übereinstimmt. Das
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 übergibt das IP-Land auch an Ihren Shop (s.u.). Wenn das IP-Land nicht in Ihrer Liste ist oder nicht zur Kreditkarte passt, kann das
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eine Warnung per E-Mail senden oder Zahlungen ablehnen.

Zoneans..1100O

Codes of countries where you accept credit cards, 3 digits numeric or alphanumeric according to ISO 3166-1.

Separate several countries by commas: 036,040,124. If you transmit countries in Zone, 

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checks the country of origin of your customer's credit card (MasterCard, Visa) and whether it is included in your approved country list. 
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 also transmits the card’s country to your shop (see below). If the card’s-country is not in your list or does not match your customer's IP address, 
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 can send a warning e-mail or refuse payments. In order to refuse cards from particular countries (negative list) enter an exclamation mark before that country code: !036,!040,!124.

Please note, there is a maximum length of 1100 characters.

Codes der Länder, in denen Sie Kreditkarten akzeptieren, dreistellig numerisch oder alphanumerisch gemäß ISO 3166.1.

Mehrere Länder durch Kommata trennen: 036,040,124. Wenn Sie Länder in Zone übergeben, prüft das

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, aus welchem Land die Kreditkarte (MasterCard, Visa) Ihres Kunden stammt und ob es in Ihrer Länderliste enthalten ist. Das
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 übergibt das Kartenland auch an Ihren Shop (s.u.). Wenn das Kartenland nicht in Ihrer Liste ist oder nicht zur IP-Adresse des Kunden passt, kann das
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 eine Warnung per E-Mail senden oder Zahlungen ablehnen. Um Karten aus bestimmten Ländern abzulehnen (Negativliste), geben Sie vor dem Ländercode ein Ausrufezeichen an: !036,!040,!124.

Bitte beachten Sie die Längenbegrenzung auf max. 1100 Zeichen.




Additional parameters for Fraud prevention for credit card payments


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Table Filter
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
hidePanetrue
datepatterndd M yy
id1623141515850_378638292
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0


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MultiExcerptNamefraud_response


Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623141515852_1008240893
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
export-pdffalse
sqlSELECT * FROM T*


Key

Format

CND

Description

Beschreibung

Zone

a..7

O

If country codes have been entered in Zone

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returns the country code for the credit card or "UNKNOWN"

Falls bei der Anfrage Ländercodes in Zone übergeben wurden, gibt das

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den Ländercode der Kreditkarte oder "UNKNOWN" zurück

IPZone

a..7

O

If IP-countries are transmitted in IPZone in the case of the inquiry

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returns the country code of the IP address or "UNKNOWN"

Falls bei der Anfrage IP-Länder in IPZone übergeben wurden, gibt das

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den Ländercode der IP-Adresse oder "UNKNOWN" zurück

IPZoneA2

a..7

O

If IPZone is submitted within the request

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returns the two-character country code of the IP address or "UNKNOWN" (DE=Germany, FR=France etc.)

Falls bei der Anfrage IPZone übergeben wurde, gibt das

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den zweistelligen Ländercode der IP-Adresse oder "UNKNOWN" zurück (DE=Deutschland, FR=Frankreich etc.)

IPState

a..32

O

If IPZone is submitted in the request

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returns the federal state from which the IP address of your customer originates.

Falls bei der Anfrage IPZone übergeben wurde, gibt das

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das Bundesland zurück, aus der die IP-Adresse Ihres Kunden stammt

IPCity

a..32

O

If IPZone is submitted in the request

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returns the town/city from which the IP address of your customer originates.

Falls bei der Anfrage IPZone übergeben wurde, gibt das

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die Stadt zurück, aus der die IP-Adresse Ihres Kunden stammt

IPLongitude

n..20

O

If IPZone is submitted in the request

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returns the geographical longitude (floating point, decimal) of the dial-in node (PoP) of your customer.

Falls bei der Anfrage IPZone übergeben wurde, gibt das

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den geographischen Längengrad (Fließkomma, dezimal) des Internet-Einwahlknotens Ihres Kunden zurück

IPLatitude

n..20

O

If IPZone is submitted in the request

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returns the geographical latitude (floating point, decimal) of the dial-in node (PoP) of your customer

Falls bei der Anfrage IPZone übergeben wurde, gibt das

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den geographischen Breitengrad (Fließkomma, dezimal) des Internet-Einwahlknotens Ihres Kunden zurück

fsStatus

ans..9

OC

Only via direct.aspx, only with EVO Payments International: ACCEPT=no suspicion of card fraud, DENY=refusal recommended, CHALLENGE= verification recommended, NOSCORE=No risk analysis, ENETFP=Exceptional error in the network, ERROR=Error in the data processing centre, ETMOUT=Timeout

Nur über direct.aspx, nur bei EVO Payments International: ACCEPT=Kein Verdacht auf Kartenbetrug, DENY=Abweisen empfohlen, CHALLENGE=Prüfung empfohlen, NOSCORE= keine Risikobewertung, ENETFP=Ausnahmefehler im Netzwerk, ERROR=Fehler im Rechenzentrum, ETMOUT=Timeout

fsCode

n4

OC

Only via direct.aspx, only with EVO Payments International: Recommended action: <0000> no result, <0100> accept, <0150> always accept, <0200> deny, <0250> always deny, <0300> suspicious, <0330> please check, <0400> suspicious ReD blacklist, <0500> questionable, <0600> questionable ReD blacklist, <0700> threshold exceeded, <0800> unusual usage, <901> intern ebitGuard error, <902> format error

Nur über direct.aspx, nur bei EVO Payments International: Handlungsempfehlung: <0000> keine Bewertung, <0100> annehmen, <0150> immer annehmen, <0200> ablehnen, <0250> immer ablehnen, <0300> verdächtig, <0330> überprüfen, <0400> verdächtig ReD-Blacklist, <0500> fragwürdig, <0600> fragwürdig ReD-Blacklist, <0700> Schwellwert überschritten, <0800> ungewöhnliches Nutzungsmuster, <901> interner ebitGuard-Fehler, <902> Formatfehler




Additional response parameters for fraud prevention for credit card payments

Calling the interface for editing a Blacklist

In order to create, read, update or delete a blacklist entry via a Server-to-Server connection, call the following URL:

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BlackList.aspx

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inversefalse
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hidePanetrue
separatorPoint (.)
ddSeparatorstrue
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
datepatterndd M yy
id1628770053899_-1755451085
worklog365|5|8|y w d h m|y w d h m
isORAND
order0
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MultiExcerptNameblacklist_request
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623142300320_1788005710
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
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sqlSELECT * FROM T*

Table Excerpt Include
statictrue
nameMerchantID
pageMerchantID
typepage

Table Excerpt Include
statictrue
nameMAC
pageMAC
typepage

Key

Format

CND

Description

BeschreibungEventTokenenumMAbbreviation of the action to be done: <Create>, <Read>, <Update> or <Delete>Abkürzung der auszuführender Aktion: <Create>, <Read>, <Update> oder <Delete>BlackListInfoans..1024MInformation about the blacklist entry as JSON string in the Base64 format. See table BlackListInfo below.Information über den Blacklist-Eintrag als JSON-String im Base64-Format. Siehe Tabelle BlackListInfo unten.

Parameters for calling the blacklist editing

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Table Filter
inversefalse
sparkNameSparkline
hidePanetrue
separatorPoint (.)
ddSeparatorstrue
defaultBeschreibung
isFirstTimeEnterfalse
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datepatterndd M yy
id1628073960744_-1908477973
worklog365|5|8|y w d h m|y w d h m
isORAND
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Multiexcerpt
MultiExcerptNameblacklist_response
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623142603250_-540472738
transposefalse
worklog365|5|8|y w d h m|y w d h m
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sqlSELECT * FROM T*

Table Excerpt Include
statictrue
nameMID
pageMID
typepage

Table Excerpt Include
statictrue
nameMAC
pageMAC
typepage

Table Excerpt Include
statictrue
nameStatus_OK_FAILED
pageStatus
typepage

Table Excerpt Include
statictrue
nameDescription
pageDescription
typepage

Key

Format

CND

Description

Beschreibung

BlackListInfo

ans..1024

C

Information about the blacklist entry as JSON string in the Base64 format, if Status=OK. See table BlackListInfo below.

Information über den Blacklist-Eintrag als JSON-String im Base64-Format, wenn Status=OK. Siehe Tabelle BlackListInfo unten.

Result parameters for calling the blacklist editing

BlackListInfo

Following table describes the BlackListInfo object for EventToken Insert:

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defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
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datepatterndd M yy
id1623143161172_1145726656
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0
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MultiExcerptNameblacklistinfo_insert
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623143161173_-540472738
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
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sqlSELECT * FROM T*

Key

Format

CND

Description

BeschreibungCategoryenumMCategory <EDD> for direct debit or <CC> for credit cardKategorie <EDD> für Lastschrift oder <CC> für KreditkarteNumberans..64M

IBAN, if Category=EDD

Credit card number, if Category=CC

IBAN, wenn Category=EDD

Kreditkartennummer, wenn Category=CC

BICans..32CBIC, if Category=EDDBIC, wenn Category=EDD

Parameters for blacklist editing, EventToken Insert

 

Following table describes the BlackListInfo object for EventToken Update:

Table Filter
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
hidePanetrue
datepatterndd M yy
id1623143301194_1271603288
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0
Multiexcerpt
MultiExcerptNameblacklistinfo_update
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623143301195_1042775821
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
export-pdffalse
sqlSELECT * FROM T*

Key

Format

CND

Description

BeschreibungBlockIDan..32MUnique BlockIDEindeutige BlockIDLockActiveboolM

Defines, if the entry should by blocked or not.

Blocked: <True>

Unlocked: <False>

Definiert, ob der Eintrag gesperrt werden soll oder nicht.

Gesperrt: <True>

Entsperrt: <False>

Parameters for blacklist editing, EventToken Update

 

Following table describes the BlackListInfo object for EventToken Delete:

Table Filter
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
hidePanetrue
datepatterndd M yy
id1623143404278_-1294725954
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0
Multiexcerpt
MultiExcerptNameblacklistinfo_delete
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623143404279_-1220227605
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
export-pdffalse
sqlSELECT * FROM T*

Key

Format

CND

Description

Beschreibung

BlockID

an..32

M

Unique BlockID

Eindeutige BlockID

Parameters for blacklist editing, EventToken Delete

 

The following table describes the BlackListInfo object with which the

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responds:

Table Filter
defaultBeschreibung
isFirstTimeEnterfalse
hideColumnstrue
sparkNameSparkline
hidePanetrue
datepatterndd M yy
id1623143764207_884152982
worklog365|5|8|y w d h m|y w d h m
isORAND
separatorPoint (.)
order0
Multiexcerpt
MultiExcerptNameblacklistinfo_response
Table Transformer
dateFormatdd M yy
export-wordfalse
show-sourcefalse
export-csvfalse
id1623143764208_228261519
transposefalse
worklog365|5|8|y w d h m|y w d h m
separator.
export-pdffalse
sqlSELECT * FROM T*

Key

Format

CND

Description

Beschreibung

BlockID

an..32

M

Unique BlockID

Eindeutige BlockID

Table Excerpt Include
statictrue
nameMID
pageMID
typepage

Key

Format

CND

Description

Beschreibung

Category

enum

M

Category <EDD> for direct debit or <CC> for credit card

Kategorie <EDD> für Lastschrift oder <CC> für Kreditkarte

Number

ans..64

M

IBAN, if Category=EDD

Credit card number, if Category=CC

IBAN, wenn Category=EDD

Kreditkartennummer, wenn Category=CC

BIC

ans..32

C

BIC, if Category=EDD

BIC, wenn Category=EDD

Table Excerpt Include
statictrue
nameMAC
pageMAC
typepage

Key

Format

CND

Description

Beschreibung

LockActive

bool

M

Defines, if the entry should by blocked or not.

Blocked: <True>

Unlocked: <False>

Definiert, ob der Eintrag gesperrt werden soll oder nicht.

Gesperrt: <True>

Entsperrt: <False>

Created

dttm

M

Time of creation (YYYY-MM-DD hh:mm:ss)

Zeit des Anlegens (YYYY-MM-DD hh:mm:ss)

Changed

dttm

M

Time of modification (YYYY-MM-DD hh:mm:ss)

Zeit der Änderung (YYYY-MM-DD hh:mm:ss)

Result parameters for blacklist editing