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PayPal is one of the world’s leading eWallets for e- and m-Commerce. Around 179 million active members in over 200 countries pay for their online orders with PayPal. Customers can pay via direct debit, giropay or card (American Express, Diners Club, Discover, MasterCard, Visa). Along with the above payment methods, PayPal PLUS offers purchase on account and purchase by instalment.

Members log into their PayPal account with their email address and a password during checkout and choose the preferred payment method (direct debit, PayPal credit, card and, if applicable purchase on account or by instalment). The amount payable is then immediately credited to their own PayPal own PayPal account. The usual direct debit periods for transfers or the delay resulting from distribution to collecting services collecting services do not apply. This allows real-time payments processing on the Internet.

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