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| Quick overview and Axepta implementation guide available here : Axepta Overview & Integration Guide |
Integration of Axepta Online payment pages
Hosted by Axepta Online
Axepta Online offers 2 hosted and customizable pages for the payment experience :
- A list of payment methods:
- Merchants can display all the payment methods activated on his shop or choose the more relevenat ones regarding the profile of his client
- Easy integration to offer several payment methods
- Credit card forms
- Form allowing cardholder to enter their card data in the secured and PCI DSS environnement
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List of payment methods
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Data Format
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URL parameters (NVP Format: Name-value-pairs)
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Input parameters (NVP Format: Name-value-pairs)
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Data Transfer
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Via HTTP GET or POST
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Via HTTP POST
Hosted by the merchant
One-shot payment
Merchants can create ans host their own payment page. They will use the paynow.aspx endpoint in order to send the data.
This approach is very similar to BNP hosted payment forms and leaves the merchant in full control of the checkout experience as all website elements are delivered from the merchant’s server.
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Merchants processing card transactions using the Silent Post model must submit the PCI DSS Self-Assessment Questionnaire (SAQ) A-EP. This SAQ is more comprehensive and thus might require more time and resources in comparison to SAQ A applicable to merchants that use hosted payment pages. However, merchants should always consult with their acquirer to evaluate the level of compliance required and refer to the PCI DSS guidelines. This does not affect the use of pseudo card numbers which is possible without submitting the SAQ questionaire. |
One-click payment
Merchants can create a form for One-click payment, using the PCNr (Pseudo Card Number / Token) in the card JSON Object and paynow.aspx.
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In that case, the merchant is exempt from submitting the PCI DSS Self-Assessment Questionnaire (SAQ) A-EP. |
Checkout experiences
Axepta Online offers 4 kind of customer experiences allowing merchants to choose the checkout experience that suits the best the customer experience they create.
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Option
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Redirection
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iFrame
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Lightbox/Pop-up
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Mobile device
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Overview
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Advantages
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-Easy integration
-Less development resources from the merchant’s side
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-The buyer remains on the merchant’s website: Known and trusted environment
-The payment tunnel is fluid and dropouts are rare.
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-A superimposed window will be displayed on the merchant’s website containing the payment form.
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-Fully integrated to the merchant’s mobile app depending on the payment method.
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To consider
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- Leaving the payment tunnel
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- If the user refreshes the website page, the written data will be lost, and the payment process should be made from the beginning.
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-Some browsers may block pop-up windows.
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- Payment can be made via browser
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