Google Pay PAN_ONLY payload is not PSD2-compliant and require a separate 3DS flow for SCA compliance if you operate in EEA.
To implement this first you need to submit the encrypted token that you receive from Google in the Create payment (paymentMethods.integrationType=DIRECT) call to
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The next steps in the flow should be implemented as described in detail in Computop Paygate managed 3DS AuthenticationCIT payments with 3DSecure - Direct integration (Step 4 to step 36).
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You can generically implement the 3DS flow for all Google Pay payments. |