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Wero is a pan-European digital wallet initiative developed by EPI (European Payments Initiative), designed to provide a unified, secure, and instant payment experience across participating EU countries. Built on SEPA Instant Credit Transfer (SCT Inst) rails, Wero aims to be a direct competitor to other mobile wallets and promote cross-border, real-time payments in the euro area.

With a focus on both online and in-store use cases, Wero allows users to send and receive money instantly enhancing convenience while maintaining compliance with European regulatory standards.

Get started

1. Contact

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   to activate Wero payment method for your merchant profile.
2. Integrate by choosing the integration option tailored to your needs.

Integration options

• Hosted Payment Page: Initiate Hosted Payment Page by calling Create checkout session.

• Hosted forms: Initiate Hosted forms by calling Create payment with: 

  Code Block
  "paymentMethods": { "type": "WERO", "integrationType": "HOSTED" }

Reverse payment

If a payment needs to be voided before settlement, you can initiate a reversal using the Reverse payment endpoint.

Only unsettled Wero payments can be reversed.

Capture payment

If the payment was initiated with a manual capture flow (captureMethod.type=MANUAL), you must explicitly capture the authorized amount using the Capture payment endpoint.

If the initial transaction did not include the MANUAL capture method, the payment will be auto-captured by default.